Year‑end reflections aren’t complete without a financial checkup. Closing out 2025 with a concrete plan can mean fewer sleepless nights in 2026.
Review every open account. Confirm balances, interest rates, and last payment dates—especially those approaching the three‑year mark that may soon be time‑barred.
Order new credit reports to ensure your spring disputes meet the 30‑day investigation window before major purchases like home refinancing.
Allocate holiday bonuses strategically: emergency savings first, then high‑interest debt, then settlement offers.
Update your budget to reflect any upcoming life changes—new job, expanded family, or moves—that could affect cash flow.
Set measurable goals: pay down $5,000 by June, dispute three errors, or increase score by 40 points. Accountability drives success.
Georgiou Law offers annual planning sessions, combining legal review with practical coaching to keep you on track.
Legal Disclaimer: Informational only; not legal advice.
⏰ Start 2026 stronger. Schedule your free year‑end review with Georgiou Law at (917) 764‑3072 before December 31.
